Retail Store Insurance
Stay Protected with Reliable Retail Store Insurance
Retail store insurance provides financial protection for retail businesses against common risks and liabilities. It’s important to safeguard your business against financial setbacks that can arise from accidents or human error.
While not mandatory in Québec, retail store insurance provides financial coverage for your business (lost or damaged equipment/property), and potential third-party lawsuits (harm and property damage.) Retail store insurance can also cover lost income if your business operations are interrupted after an insured loss, such as a fire.
Protect your Business
The basic retail store insurance policy options include commercial general liability, insurance property insurance, and professional liability insurance.
Do you Require Retail Store Insurance in Québec?
As a business owner in Québec, it’s vital to prioritize reducing risks. In addition to employee training, cyber security, quality assurance, and workplace safety policies, having the right retail insurance coverage is essential.
Having adequate business insurance can also increase trust between you and your business partner(s), ease a plan for future endeavors and a potential business expansion, and helps mitigate unpleasant surprises.
Coverage Options for Retail Store Insurance
Commercial general liability insurance
Protection from harm or damage to property or a third party.
Property insurance
Coverage from theft or damage to business property.
Professional liability insurance
Coverage in case of financial loss to a client as a result of business output.
Business interruption insurance
Lost income coverage due to incidental interruption of operations.
Cyber risk insurance
Coverage for handling and preventing cyber-attacks.
Additional Retail Store Insurance Options in Québec
Equipment Breakdown Insurance: Protects against losses due to accidents related to equipment breakdown.
Crime Insurance: Crime coverage includes fraud, counterfeit currency, and forgery coverage.
Commercial Vehicle Insurance: Insurance protection for vehicles used as part of a business.
Serving Your Retail Business Needs for 50 Years
Our Brokers Go the Extra Mile
Our brokers go the extra mile to find policy options for your business to suit your needs.
Insurer Partnerships Get You Competitive Rates
We are fortunate to have 10 insurer partners to help us find competitive rates and policy options for our dedicated customers.
More than 50 Years of Excellent Service
Since 1965, Ciccarello Assurances has provided clients with reliable insurance.
We Are AMF-Certified
As an AMF-certified insurance brokerage, we provide superior service to our customers living in Québec.
FAQ
Retail store insurance is an insurance policy that provides financial protection for retail businesses against several common risks and liabilities.
Retail store insurance is not mandatory in Canada, however, it’s still an important investment to make towards safeguarding the future of your business.
Retail store insurance provides your business with coverage against third-party liability, property theft, vandalism, professional liability, cyber risk, and more.
It’s simple to get a retail store insurance policy quote. Click on the “Get a quote” button and a Ciccarello broker will get back to you as soon as possible.
Your retail store policy premium will vary depending on several variables, including:
- The building’s age, construction material, and more (e.g., roof, heating, electrical, or plumbing systems, etc.)
- Your claim history
- Your business location
Competitive Rates, Reliable Service
We understand the unique needs of retail businesses, and we’ll work with you to create a policy that meets your specific needs and budget. Protect your investment and your livelihood – contact us today to learn more about our retail business insurance.
5993, rue Jean-Talon E. suite 202
Montréal (Québec) H1S 1M5(514) 253-8960
5305 Notre-Dame Blvd, suite 208
Laval (Québec) H7W 4T8(514) 253-8960
7655 Newman Blvd, suite 302
LaSalle (Québec) H8N 1X7(514) 253-8960