Commercial Fleet Insurance
Reliable Fleet Insurance
Fleet insurance covers cars, trucks, vans, and any vehicle that is used for business purposes. This type of insurance provides various coverage policy options for a company that has at least five vehicles. Policy coverage often includes costs for vehicle damage in an accident and civil liability insurance. As a business owner, protecting yourself and your business financially against common risks is an essential step.
How Does Fleet Insurance Protect Your Fleet?
Fleet insurance is similar to car insurance; it includes basic car insurance coverage to protect your vehicles and drivers on and off the road.
Whether you own a car dealership or require several vehicles to run your Québec-based business, a secure fleet insurance policy is necessary to mitigate risks. A secure policy can protect you if you cause unintentional harm to a third party or property damage. Fleet insurance may also offer accident benefits and protection when an uninsured vehicle is involved in an accident.
The Benefits of Fleet Insurance for your Business
Regardless of the size or the industry you operate in, having a fleet insurance policy is an essential step to start your business. Although some businesses have activities that are generally lower risk, a sound and reliable fleet insurance policy is crucial for the survival of any business with multiple vehicles.
Coverage Options for Fleet Insurance
Civil liability
Covers expenses related to property damage to others, including legal fees.
Accident benefits
Provides medical expenses and loss of income after a collision.
Uninsured or underinsured auto insurance
Compensation for damage in case of involvement in a collision with an uninsured or underinsured vehicle.
Fleet Insurance: Common Endorsements
If you want to customize your fleet insurance policy, you may add collision insurance, which offers coverage in an accident regardless of who is at fault, and comprehensive coverage, damage from natural disasters, vandalism, or theft. See below for more details on each fleet add-on.
Additional Policy Options for your Group of Vehicles
Collision insurance
Provides you with compensation for repairs or replacement of your vehicles in an accident with another vehicle.
Comprehensive insurance
Coverage pays for damage to your vehicle caused by hitting an object or from theft, fire or vandalism.
Other coverages
You may consider a specialized insurance policy, whether you have 20 trucks or 3,000 cars. Whether you’re a taxi service or moving company, one of our skilled brokers will provide you with advice on your fleet insurance.
Serving your Business Insurance Needs for 50 Years
Our Brokers Go the Extra Mile
Our brokers go the extra mile to find policy options that suit your business insurance needs.
Insurer Partnerships Get You Competitive Rates
We are fortunate to have 10 insurer partners to help us find competitive rates and policy options for our dedicated customers.
More than 50 Years of Excellent Service
Since 1965, Ciccarello Assurances has provided clients with reliable insurance.
We Are AMF-Certified
As an AMF-certified insurance brokerage, we provide superior service to our customers living in Québec.
FAQ
Fleet insurance is available for businesses that have more than five or more vehicles used for business operations. If your business has less than five vehicles, it’s recommended to get a commercial auto insurance policy to suit your needs.
Yes, civil liability insurance is the basic mandatory insurance coverage in Québec. All other insurance options are non-mandatory but may be essential to protect your vehicles and drivers in the event of an insured loss. Common endorsements include collision insurance and comprehensive insurance.
If your organization has five or more vehicles to run your business, fleet insurance is the best option to protect your vehicles, your drivers, and your bottom line. If you have one or two cars or trucks that employees use, we recommend you talk to a broker about a commercial auto insurance policy.
The most common types of businesses that have a fleet insurance policy are taxi companies, hotel shuttles, car rental businesses, and delivery services. If you’re not sure if you have adequate insurance coverage or you’re a brand new company looking for your first insurance policy, don’t hesitate to ask one of our brokers for advice.
Reliable Service, Competitive Rates
Don’t take any chances with your company’s transportation assets. We offer flexible coverage options to fit your specific needs. Contact us today and let us help you secure your fleet with the best insurance coverage available.
5993, rue Jean-Talon E. suite 202
Montréal (Québec) H1S 1M5(514) 253-8960
5305 Notre-Dame Blvd, suite 208
Laval (Québec) H7W 4T8(514) 253-8960
7655 Newman Blvd, suite 302
LaSalle (Québec) H8N 1X7(514) 253-8960