Insurance for senior citizens’ residences
Ciccarello Assurances is proud to offer an insurance program designed for owners and operators of seniors’ facilities.
We offer superior protection at competitive rates, designed to meet the demands of the marketplace.
Our program is designed for a variety of facilities:
- Privately owned and operated or operated by a third-party service.
- Establishments owned and operated by an NPO or government agency
- Located in a building designed for the elderly
It is adapted for senior residences that are self-sufficient or require limited supervision, such as :
- Retirement homes
- Senior condominiums
- Lifetime rentals housing for the elderly
- Coopératives for the elderly
In short, Ciccarello Assurances offers a cutting-edge product that is flexible and tailored to customers’ needs, providing the right combination of
- Coverages
- Service
- Competitive pricing
DISTINCTIVE ADVANTAGES
Offers superior limits and coverages for the most advantageous insurance protection on the market. This innovative product includes:
EXTENSION ENDORSEMENTS
Third-party property endorsement
Flood and Sewer Back-Up
Equipment Breakdown coverage
Contamination of Stocks
THEFT AND ROBBERY
Counterfeit Credit Cards
ResidentTrust Endorsement
Resident extension rider
Audit expenses
Employee Dishonesty
GENERAL LIABILITY
Endorsement for reimbursement of legal and defense costs
Comprehensive professional liability including silent abuse coverage (subject to terms and conditions of eligibility)
Responsibility for infectious diseases (subject to terms and conditions of eligibility)
Civil liability for transfusions
LOSS OF INCOME
Special evacuation endorsement
Temporary housing for resident employees
Restricted access to premises due to :
- Food or beverage poisoning
- Outbreak of contagious or infectious disease
- Pest or vermin infestation