Home Business Insurance
You operate your business from home, are self-employed or work at home for a company, you do not necessarily need a commercial insurance policy to cover your assets and work-related activities.
In some case, by adding an endorsement to your primary residence policy as owner, tenant or co-owner, we can provide you with the necessary guarantees to cover your small home-based business. In particular, we cover losses to company assets and computers, software, important documents, accounts receivable, operating losses or business interruptions and civil liability related to your business or professional activities.
Additional coverage is available to ensure the survival of your small business in the event of a lawsuit. In this regard, supplementary civil liability coverage can give you the extra protection you need. A professional liability insurance policy is also recommended or required in several cases.
As usual, coverage may vary from one insurer to another. Moreover, certain types of activities do not qualify for “home business” coverage and a separate policy will be required.
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Do you have a home office or do you work from home? This is what you need to know.
Do you have a home office or do you work from home? This is what you need to know. At first glance, it is important to understand that your home insurance aims to cover activities pertaining to your personal life and not commercial activities carried from your home. This includes [...]
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